Building Damage, Wreck, Defense Check, and Morale Interaction

Based on the rulebook context:

Defense Check Process

• When an attack event occurs, each targeted building undergoes a defense check (p. 61).
• For each defense check:
  • Draw a card from the town guard deck and add its bonus to Frosthaven’s total defense value (plus any event modifiers).
  • The party may lose soldiers (if Barracks is not wrecked) to gain advantage and reduce the attack value.
  • If the Barracks is wrecked, the check is at disadvantage.
  • If the result meets or exceeds the attack value, the building is defended (no damage).
  • If the result is lower than the attack value, the defense check fails and the building is damaged.
  • If the "wrecked" card is drawn, the building is automatically wrecked.
  • If the "success" card is drawn, the check automatically succeeds.

Building Damage

• When a building is damaged (p. 61):
  • The party must immediately pay the repair cost shown on its building card.
  • This cost can be paid with any combination of material resources from Frosthaven’s supply or characters’ personal supplies.
  • If the party cannot or does not want to pay this cost, they lose 1 morale instead.

Wrecked Buildings

• When a building is wrecked (p. 61):
  • Flip its building card to the wrecked side.
  • The wrecked effect will be resolved during the Building Operations step of every Outpost Phase until rebuilt.
  • The building is automatically wrecked if the "wrecked" card is drawn during the defense check.

Timing of Effects

• Do not resolve any effects of buildings being damaged or wrecked during the attack until the entire attack event has fully resolved.
• After the attack, reshuffle the town guard deck.

Morale Track

• The morale track is affected only if the party cannot or does not want to pay the repair cost for a damaged building (lose 1 morale per unpaid repair; p. 61).
• Wrecking a building does not directly affect morale at the time of wrecking, but the ongoing effects of a wrecked building may impact the party in other ways during subsequent Outpost Phases.

Summary

• Defense checks determine if a building is damaged or wrecked during an attack event.
• Damaged buildings require immediate repair payment; if unpaid, lose 1 morale.
• Wrecked buildings are flipped and have ongoing negative effects, but do not immediately affect morale.
• Morale loss is only triggered by unpaid repair costs for damaged buildings, not by buildings being wrecked.

Source: p. 61 (Defense Check, Damaged Buildings, Wrecked Buildings)

Source: Core Rulebook (pp. 60, 61, 62, 68, 76)